No, this is not a commentary on Erica Jong or 50 Shades of Grey. Brace yourselves: this is a commentary on the fiscal cliff. Such a surprise, right?

Anyway...I'll get to the point. Jump.

Take a running start and spread eagle into the "unknown." Our fiscal finances need to be drastically restructured (compared to now) and the only way to do it is to rip the bandaid off. So let's do it. Here's why:

#1 We have $16 Trillion in current...