Our country is losing its way. We vote ourselves benefits and perks and earmarks while simultaneously foisting the bill on someone else, justifying it by using the theory that the intellectually and philosophically superior society is better off with those provisions. Its insidiousness has led to a culture of moral hazard.

Moral Hazard is the term used to describe behaviors an individual or group takes knowing that the consequences of those behaviors will be "paid" for by...

No, this is not a commentary on Erica Jong or 50 Shades of Grey. Brace yourselves: this is a commentary on the fiscal cliff. Such a surprise, right?

Anyway...I'll get to the point. Jump.

Take a running start and spread eagle into the "unknown." Our fiscal finances need to be drastically restructured (compared to now) and the only way to do it is to rip the bandaid off. So let's do it. Here's why:

#1 We have $16 Trillion in current...