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5. NEW ORLEANS SAINTS

This is a coin flip for me between the Saints and New York Giants. I think both teams are in the same boat - capable of being as good as anyone in the NFL at times, but too inconsistent. I give the Saints the edge, though, because the Saints have done more to improve this offseason.

Take this prediction with a grain of salt, because I overrated the Saints last year, predicting an 11-5 record despite the bounty fallout. But I just can't shake how outstanding their offense was in 2011. Arguably the best passing attack in NFL history. And most of those pieces are still in place, especially with a re-energized Payton back in charge (though I do wonder how they'll hold up without Jermon Bushrod at left tackle).

Of course the defense is a concern. And I don't think it will be as good as it was in 2009. But I do think the Saints' defense can get back to what it was in 2011 - and that was almost good enough to win another Super Bowl.

Read more: NFC power rankings: New Orleans Saints will be back in playoff mix in 2013 | NOLA.com

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Everyone is entitled to be stupid, but some abuse the privilege.

All little common sense goes a long way.