I did my homework and you reference my "argument" as if it is my opinion. It is reality. As far as the math. CFL grants roughly 75 to 80 per 10,000 applicants, .75 to .8 per every 100 applicants is not a full percent granted. So round to the closest answer.... Its not 92%.

1. A % of profit: If you understand profit, has zero to do with a franchise owners affluence, and everything to do with risk. Paying 50% of the profit to the parent company doesn't effect a person with $500 in the back more than it does a person with $5,000,000.00 in the bank. Its profit, not expense. it is what is left after everyone and everything is paid.

2. Market - All businesses study market before placement of a brick and mortar store. A target market is the market where a business has the best chance of success. Starbucks for example is supportive of the gay community, but if you look at the placement of their businesses you'll not find many in an area where the demographic and income level doesn't support $5 coffee. The adverse is also true, if you look at a map of Houston and see where Starbucks is not located you will find an abundance of La Michoacana grocery stores because they target and cater to lower income mostly Hispanic neighborhoods. Its not racism, or class warfare, its business.

3. Why does CFL get 10,000 applicants? Why do they take such a huge % of the profit? Because they take most of the risk by providing the brick and mortar store to the tune of 1-2.5m each, other franchises make the franchisee front the capital for the store... Guess who pays the monthly note for the land and building? So if you want to get into the affluence aspect of who CFL caters to, you will see they cater to low wealth entrepreneurs.

Total cost for a entrepreneurial franchisee out of pocket for a CFL = $5,000
Total cost for a entrepreneurial franchisee out of pocket for a Seattle's best Coffee (Owned by Starbucks) = look at the start up costs
Seattle's Best Coffee Franchise Information | Seattle's Best Coffee Ownership Cost, Requirements, & Fees

Now look at the start up costs for the top franchises of 2014 and compare that to $5,000
2014 Top Franchises from Entrepreneur's Franchise 500 List

As far as for CFL hand picking "like minded" individuals... Well that would involve a Q&A process that would bring the NAACP, US DoL, and every other entity governmental and non governmental down on them just for asking certain questions.

Do you think Mr. Charles Gibson was asked how he feels about blacks and gays during his vetting process? I suspect that with roughly 9,900 people being turned down a year if CFL was asking those questions the law suits would number in the thousands each year.
Chick-fil-A: Franchise Opportunities


What do you do for a living? Do you have a target market?

No, it's still you opinion because you haven't posted anything to validate your statement that CFA is targeting or is friendly to minority owners. Where is your CFA data? We are not discussing Starbucks.

The financials that you say appeal to minorities could just as easily apply to a wealthy individual or a venture capitalist firm: CFA's fee is only $5K, but applicants need to show proof of $1,000,000 in equity. After that you have your restaurant open and do about $25,000 a week in sales.
Your PAC, or profit after controllables, is want the owner-operator can impact, after taking into consideration that CFA's food cost is significantly higher than the rest of the fast-food segment. Your PAC is probably 30-35%
That takes you to LOP, location operating profit. Here is where you get hit with franchise royalty fee (4%), marketing fee, and NOW THE BIG ONES: rent and depreciation. Where does this money go? Right back to CFA, because, as you stated, THEY own the physical plant and equipment. And not only do they pick your location, they set the rent and dep numbers.

End of the day, the 'owner' shows 7-8% LOP, and oh yeah 50% goes to Dan Cathy. SO YES, having only $500 in the bank does hurt you in this scenario, because netting $5000 a month on the bottom-bottom line isn't great, and if you want out, fine, you have zero equity either way.

as for this:
What do you do for a living? Do you have a target market?
So obviously you think CFA does have a target market.
YOU started this discussion by condemning me for not supporting a business that does NOT target me as a customer. Have we now gone full circle and I can support who I want again?

And back to football... wasn't overly impressed with Sam's combine showing.

17 reps puts him second lowest on the bench press
25" puts him around second to lowest Vert Jump

6'2" 261 puts him on the short and light side in comparison.

So he is shorter, lighter, weaker, and has average speed and quickness.
Monday Scouting Combine Tracker: Drill Results for Defensive Linemen and Linebackers - Acme Packing Company
NFL Events: Combine Tracker

I was expecting to see better numbers from the Co-MVP on defense of the mighty SEC.

I was expecting to see better numbers from the Co-MVP on defense of the mighty SEC.

Jarvis Jones put up similarly unimpressive numbers too.

Its odd, the SEC sack leader has rarely been successful in the NFL, and I have no earthly freakin' idea of why that is.