Can you imagine if we had the money to afford a few top tier free agents?
Would make the draft much more fun

Once Carr's contract is restructured there could be enough money to attract the right FAs. Loomis stated publicly they'd be more active in FA this season. But you can never take what he says to be true so who knows what he actually means by "active".

Bottom line, the right players are more important than number of players.

Like I said before Mekhi Becton at LG would solidify the line. That's our biggest expense but worth it - ask Kellen...

I like your ideas 76. The only thing I’m concerned about in your post is Carr’s restructure. Most of us agree that he’s probably going to be cut after this season (or should be). I’d like to see a restructure that won’t tie our hands financially for years to come after he’s been cut next year. To me, more money available this season at the cost of being obligated monetarily next season and beyond isn’t worth it. Idk if it can be done or not.

The money's going to be on our books one way or the other. With the cap exploding every year they way it is that same money takes up a smaller percentage of the total cap in future years.

I just don’t like or want that. That’s like maxing out a high interest credit card to pay off your mortgage over several years when you have the money to do it now. Then using the excuse that your credit limit will PROBABLY go up next year. This all so you can avoid having to buckle down and take care of it because you want to buy some things that you don’t need right now. It’s stupid and irresponsible.

Robbing Peter to pay Paul is why our cap is in the mess it is. I get that he needs to play under his contract this year. But I’d prefer we do it and get rid of him next year and eat the dead money. Not kick it down the road and pay for it for years when he’s not on the team. I’d rather the team use that money for someone that will help the team and actually be on the roster.

The money has already been used. And already is not available for other uses. It's simply when it is accounted for. The total is the same regardless of when it is applied. Your credit card example isn't valid because it has interest which increases the total amount. Prorating salary against future caps is like a no interest credit card which lets you pay it off later when your income has increased.

A better example is purchasing a car for cash or using a zero interest 60 month loan for the same total sales price. Financing at 0% is always better. It gives you greater cash flow and allows you to earn interest instead.

But, that's just my take on it. It is what it is. As long as I have Saints football to watch in the Fall I'm happy one way or the other.

You are only telling half the story. While bonuses and restructures in NFL contracts are better than a credit card in that they are interest free, they are worse than a credit card in another feature. Unlike credit cards they have a feature common to some archaic business loans where the lender is able to 'call in the debt' and subject the borrower to a massive lump sum balloon payment.

A better example would be a 0% interest credit card with this lump sum balloon payment feature. Since the credit card offers 0% interest you put all your expenses on it, including your Spectrum cable monthly bill. Over time, Spectrum steadily raises its prices until your monthly bill for TV and cable is $250 a month. Tiring of the this aging company, you decide to cut the cord and switch to Netflix and Hulu for a lot less. But then you find our your credit card has this lump sum clause. They say that you are at your current credit limit, and when you are at your credit limit, if you cancel an ongoing payment, all of your balance attributed to that ongoing payment service hits your minimum payment due for the next month. They calculate and find that 24 months of Spectrum payments are on your balance, finances at 0% interest, so if you cancel spectrum you will owe $6,000 minimum payment due next month. So, you keep Spectrum, claim its wonderful and well worth the $250 a month, and continue to put more Spectrum bills on the card, bragging about its 0% interest. Meanwhile you are broke forever because all you can do is kick the can.

Mickey Loomis's cap management strategy is like one of the streets where you need to make a u-turn and every intersection has a no u-turn sign forever. We can keep anyone we want and add a few others, but we can't get rid of anyone. We stuck with continuity with DA because we knew we couldn't manage the roster turnover associated with most coaching changes. Now we are about to have Kellen Moore coaching Sean Payton and DA's roster because we can't get rid of many players. Its all a trap. If you can't make a u-turn you don't just go in the wrong direction, you make two rights and then a left, even if it takes some time. We need to cut Carr!

I like your ideas 76. The only thing I’m concerned about in your post is Carr’s restructure. Most of us agree that he’s probably going to be cut after this season (or should be). I’d like to see a restructure that won’t tie our hands financially for years to come after he’s been cut next year. To me, more money available this season at the cost of being obligated monetarily next season and beyond isn’t worth it. Idk if it can be done or not.

I like your ideas 76. The only thing I’m concerned about in your post is Carr’s restructure. Most of us agree that he’s probably going to be cut after this season (or should be). I’d like to see a restructure that won’t tie our hands financially for years to come after he’s been cut next year. To me, more money available this season at the cost of being obligated monetarily next season and beyond isn’t worth it. Idk if it can be done or not.

Once Carr's contract is restructured there could be enough money to attract the right FAs. Loomis stated publicly they'd be more active in FA this season. But you can never take what he says to be true so who knows what he actually means by "active".

Bottom line, the right players are more important than number of players.

Like I said before Mekhi Becton at LG would solidify the line. That's our biggest expense but worth it - ask Kellen...

Noah Brown (worked with Moore in Dallas) 35 receptions, 453 yards, 86.4 passer rating when targeted, offers dependable hands and depth at a bargain price. He’s worked with Moore in Dallas (2018-2022), ensuring scheme familiarity. At 29, he’s a low-risk, high-reward No. 3 receiver behind Olave and Shaheed.

Dalton Risner could be a budget move...a 29-year-old guard from the Vikings, excels as a run-blocker and offers solid pass protection (66.7 PFF grade in 2024). Moore’s offense leans on a strong interior line to protect Carr and open lanes for Alvin Kamara. Risner’s durability (15+ starts in four of six seasons) addresses the left guard hole.

Alim McNeill a 24-year-old Lions standout, is a rising star on the interior (5 sacks, 33 tackles in 2024). Staley’s 3-4 scheme thrived with Aaron Donald in 2020; McNeill’s disruptiveness (80.2 PFF run defense grade) can anchor the Saints’ front, plugging their run defense woes alongside Bryan Bresee.

Ernest Jones, a 25-year-old former Ram traded to the Titans then Seahawks in 2024, is a tackling machine (138 tackles across two teams in 2024) with improving coverage chops (80.3 PFF grade). Staley coached him in LA (2021-2023), making him a plug-and-play fit for the Saints’ 3-4. His run-stopping (46 stops) would pair with McNeill’s interior presence to fix the Saints’ 31st-ranked rush defense, while his youth signals a post-Davis future.

Nick Bolton, (my favorite) a 24-year-old Chiefs star (106 tackles, 3 sacks, 11 TFLs in 2024), is the full package—aggressive downhill against the run (83.2 PFF run defense grade) and adequate in coverage (89.4 passer rating allowed). He’s been a three-year starter on a dynasty defense, logging 40 postseason tackles in 2024 alone. For Staley, Bolton’s a dream: a tone-setter akin to Fred Warner, capable of masking secondary weaknesses and leading the Saints’ front seven. He’d transform their defense alongside McNeill.