CARR “STARTING” AS OUR QB NEXT YEAR?

AsylumGuido · 03-03-2025, 08:29 AM

Originally Posted by jnormand

I just don’t like or want that. That’s like maxing out a high interest credit card to pay off your mortgage over several years when you have the money to do it now. Then using the excuse that your credit limit will PROBABLY go up next year. This all so you can avoid having to buckle down and take care of it because you want to buy some things that you don’t need right now. It’s stupid and irresponsible.

Robbing Peter to pay Paul is why our cap is in the mess it is. I get that he needs to play under his contract this year. But I’d prefer we do it and get rid of him next year and eat the dead money. Not kick it down the road and pay for it for years when he’s not on the team. I’d rather the team use that money for someone that will help the team and actually be on the roster.

The money has already been used. And already is not available for other uses. It's simply when it is accounted for. The total is the same regardless of when it is applied. Your credit card example isn't valid because it has interest which increases the total amount. Prorating salary against future caps is like a no interest credit card which lets you pay it off later when your income has increased.

A better example is purchasing a car for cash or using a zero interest 60 month loan for the same total sales price. Financing at 0% is always better. It gives you greater cash flow and allows you to earn interest instead.

But, that's just my take on it. It is what it is. As long as I have Saints football to watch in the Fall I'm happy one way or the other.

03-03-2025, 08:29 AM	#11
AsylumGuido 10000 POST CLUB Join Date: Sep 2007 Location: Bossier City, LA Posts: 26,572	Re: CARR “STARTING” AS OUR QB NEXT YEAR? Originally Posted by jnormand I just don’t like or want that. That’s like maxing out a high interest credit card to pay off your mortgage over several years when you have the money to do it now. Then using the excuse that your credit limit will PROBABLY go up next year. This all so you can avoid having to buckle down and take care of it because you want to buy some things that you don’t need right now. It’s stupid and irresponsible. Robbing Peter to pay Paul is why our cap is in the mess it is. I get that he needs to play under his contract this year. But I’d prefer we do it and get rid of him next year and eat the dead money. Not kick it down the road and pay for it for years when he’s not on the team. I’d rather the team use that money for someone that will help the team and actually be on the roster. The money has already been used. And already is not available for other uses. It's simply when it is accounted for. The total is the same regardless of when it is applied. Your credit card example isn't valid because it has interest which increases the total amount. Prorating salary against future caps is like a no interest credit card which lets you pay it off later when your income has increased. A better example is purchasing a car for cash or using a zero interest 60 month loan for the same total sales price. Financing at 0% is always better. It gives you greater cash flow and allows you to earn interest instead. But, that's just my take on it. It is what it is. As long as I have Saints football to watch in the Fall I'm happy one way or the other.
	“The pessimist sees difficulty in every opportunity. The optimist sees the opportunity in every difficulty.” — Winston Churchill